Offer Better Employee Benefits – Without Increasing Your Costs
You don’t have to choose between taking care of your employees and controlling costs.
Most plans can be set up in days – not weeks.
Doug at Owen Rose Benefits helps Spokane-area small businesses offer dental, vision, life, and other benefits — often with little to no employer cost.
Takes less than 30 seconds to get started
Call or Text Doug (Local – No Call Centers): (509) 443-4114
Independent Agent You Work Directly with Doug Free — No Obligation Serving Spokane & Surrounding Areas
Most Small Businesses Don’t Realize How Many Benefit Options They Actually Have
Many employers assume better benefits mean higher costs. In reality, there are options where employees can choose and pay for coverage themselves — while you still offer a competitive benefits package.
There’s a Simple Way to Reduce Payroll Taxes (Most Small Businesses Miss This)
A Premium Only Plan (POP) allows employees to pay for certain benefits with pre-tax dollars — which can lower your payroll taxes as an employer.
Lower Payroll taxes without cutting benefits Employees can pay premiums pre-tax No complicated changes to your current setup
Most businesses are already eligible – they just haven’t set this up yet.
Estimate My Payroll Tax Savings →
Takes less than 2 minutes. No personal information required.
Most employers are surprised by how much this can add up.
Estimate POP Plan Tax Savings
See how much your business and employees may save when eligible premiums are paid pre-tax.
Voluntary Benefits
Check the benefits you’re considering. Suggested premium amounts are included, but you can change them.
Medical Premiums Paid Through Payroll
Medical deductions can create some of the biggest POP savings. Use the table below to estimate what employees pay each month through payroll.
Estimated Savings
| Savings Type | Monthly | Annual |
|---|---|---|
| Employer payroll tax savings | ||
| Employee tax savings | ||
| Combined estimated savings |
Estimate only. Medical premiums are included for POP savings estimates, even though medical coverage is not typically considered a voluntary benefit.
Free, no obligation. Doug responds personally — usually within minutes during business hours.
You don’t need to figure this out alone. Whether you’re starting from scratch or improving what you already offer, I’ll help you find the simplest path forward.
Let’s Find the Right Benefits for Your Team
Tell Doug a little about your business and I’ll reach out personally with options that fit your team and budget.
Doug typically responds within minutes during business hours
Popular Voluntary Benefits
Dental Vision Life Insurance Accident & Critical Illness
No spam. No pressure. Just a quick conversation.